If you are looking to buy or build your dream home or give your existing home some love with a renovation or refinance, Achieva is here to help you find your way home.
Branches will be CLOSED November 28 - November 29 to observe Thanksgiving.
100% mortgage financing
If you are looking to buy or build your dream home or give your existing home some love with a renovation or refinance, Achieva is here to help you find your way home.
If you’re in the market to purchase a home, we have many mortgage options available to fit your specific needs. Our mortgage advisors understand the market and can provide the personalized, expert guidance you need to navigate the mortgage process. Increase the chances of your offer being accepted with an authentic pre-approval, making you a more attractive buyer.
Ready to apply? Review our document checklist.
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That means faster processing from people who live and work in your community.
This gives you a leg up on the competition and can be the difference in getting your dream home or missing out.
Plus, most refinances close in 30 days.
Achieva offers Conventional, FHA, VA and Portfolio lending. Whatever your buying scenario, we’ve got you covered.
Housing inventory is going fast right now, so you may be ready to build your dream home instead. Building on a lot you own or buying a plot of land - we have a blueprint for you. We offer one-time closing which means you only pay one set of closing costs. Not quite ready to build? With our low land loan rate, purchase now and build later.
To learn more, review our video and construction loan FAQ, or talk to one of our local mortgage advisors today.
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Maybe you’re ready to make some of your Pinterest boards come to life and spruce up your existing home with a kitchen renovation or a living room remodel. We can help with a renovation mortgage, no matter the size of the project. We have two financing solutions to help you tackle your next project.
Renovation purchase loan: allows you to buy a home and roll the needed renovation costs into one mortgage. You’ll be able to renovate with one loan and one easy payment.
Renovation refinance loan: allows you to make improvements to your existing home and roll the cost of repairs or upgrades into a refinance of your current mortgage.
Take advantage of the current low rates and let us help you refinance your existing mortgage. Lower your rate, term or payment – there are many possibilities. Achieva also offers debt consolidation options, unlike many lenders.
APPLY NOWFrom browsing MLS listings or looking for DIY inspiration to signing on the dotted line, you’ll feel the Achieva Credit Union difference as our Mortgage Advisors guide you through every step of the process.
*Achieva Credit Union will contribute up to $3,000 (Closing Costs Benefit) toward your closing costs when you select our Tennessee Special offer to purchase your primary or secondary residence. Achieva will not pay closing costs for credit report fee, appraisal fee, discount points to obtain a lower rate, monies necessary to establish escrow accounts (taxes and insurance), or for upfront mortgage insurance. If the mortgage is paid in full during the first 36 monthly payments of the loan, borrowers will be required to repay the Closing Costs Benefit to Achieva for the amount reflected as “Lenders Credits” on the Closing Disclosure. The 36-month term begins with the first payment due date of the loan. All Sellers paid or Interested Party Contributions (IPC) paid closing costs will be credited prior to any credits for the Closing Cost Benefit to be provided by Achieva and cannot exceed Interested Party Contributions (IPC) limits. Purchase loans only, refinance and Home Equity loans excluded. Not to be combined with any other offers.